INgxowa-mali yaMazwe ngaMazwe FAS Uhlolisiso lokuFikelela kwezeMali (FAS)

UdidiINgxowa-mali yaMazwe ngaMazwe FAS Uhlolisiso lokuFikelela kwezeMali (FAS)28
IlizweArgentinaARG
FA IimpawuAbabolekisiFA21
UkuphindaphindaNgonyakaA
IsalathisiAbabolekisi, Iibhanki ZorhweboFA21_COMBANK
I-metadata questionnaire 2(1) Iidiphozithi ezikhuselekileyo ziidiphozi zecandelo labucala. (2) Abanye abaxhamli bengeniso baquka imibutho yezemali engabhangeliyo elawulwa yibhanki esemazantsi. (3) Inani leakhawunti yemali mboleko libandakanya zonke iiakhawunti zecandelo labucala. (4) Ulwazi olunikezelwa malunga namashishini amancinci namaphakathi (SMEs) lusekelwe kwinkcazo yaseArgentina yama-SMEs. ("Determinación de la condición de micro, pequeña o mediana empresa"), epapashwe kwi www.bcra.gov.ar, kwimenyu "Imitshintsho / Izicatshulwa ezihlaziyiweyo". Idatha yeenkampani zoMshuwalense inikwa yi-National Security Superintendence ("Superintendencia de Seguros de la Nación"). (5) Iimanyano zamatyala kunye neenkampani zemali azinazo iidipozithi okanye imirhumo evela kwii-SME okanye eziqala nge 2006. (6) Ngokutsho kwamagunya, ababoneleli beenkonzo zemali eziphathwayo, amaziko ezemali ezincinane (MFIs) athatha imali etyala imali encinci, abanye abalamli bezemali kunye nama-MFI angafuniyo ukuthatha imali etyaleni ayingekho phantsi kwecandelo leBhanki yaseZantsi (ngokweMthetho 21.526). (7) Inani labathengi: Kwiakhawunti ezihlangeneyo, kuthathwa umnini-mali omnye kuphela.Umthombo: COELSA (Compensadora Electrónica S.A.) kunye neAFIP (Administración Federal de Ingresos Públicos). ngokwemibandela yeenkcukacha zabathengi abangamadoda nabesifazane (8) Ukuhlulwa kwenani leengxelo zediphozithi zecandelo lemizimba ngokwesini kusekelwe kumthombo wolwazi owahlukileyo kunedatha edibeneyo. I-Central Bank iya kunika bonke abantu abaxhaswa ziimali, ngelixa amaxabiso ngokobulili ebaliswa ngokusekelwe kwedatha evela kwi-COELSA ne-AFIP. (9) Ukwabiwa kwenani lababolekisi kwicandelo leentsapho ngokwesini kuqikelelwa ngokusekelwe kwidatha yeBCRA yoKweletwayo kwezeMali (CENDEU) kunye nedatha ye-AFIP. Ngokutsho kwedatha yabathathi-mboleko abangamadoda nabafazi. (10) Ukwabiwa kwemali mboleko ekhoyo kwicandelo leentsapho ngokwesini kuqikelelwa ngokusekelwe kwedatha yeBCRA yoMgaqo-nkqubo wezeMali (CENDEU) kunye nedatha yeAFIP. Xa kuthethwa ngemali mboleko edibeneyo, kukho umbolekisi omnye kuphela. Kwi 2019 le nkampani yokugqibela eyayikwiklasi "yeenkampani zemali" yatshintsha iimpawu zayo yaba yinkampani yezemali. (11) Iindawo zokuthengisa ezingezizo ezisezinkundleni: Kukho umngcipheko wokubala kaninzi: iarhente enye inokusebenza egameni lamaziko emali ahlukeneyo (12) Iimpahla: Imirhumo Ngaphambili 2013, idatha yamakhaya angama-SME, ayikwazanga ukuhlulwa, oku kwakhokelela kwidatha yamakhaya 2013 emva koko, idatha evela kumthombo ohlukileyo iyafumaneka kunye nokungafani kwicandelo lezindlu ezibonakalayo ukuba ngaba i-SME okanye hayi. Kukho ipesenti encinci engakhange ifakwe, oku kubandakanyiwe kwicandelo lemakhaya. (13(ii) Ngexesha 2024, kukho ukwanda kwemali mboleko kunye needipozithi kwiimali zangaphakathi, ngokwemali yangaphandle. Amaxabiso okuThengisa (INDEC National CPI) abonisa ukunyuka konyaka kunyaka 117.8% kwi 2024 (Ukutshintsha kwonyaka ukususela ngoDisemba-24). Umyinge wenyanga wezithuba zemihla ngemihla zeedipozithi zenkampani yabucala 128% ngonyaka ngamnye, ngokwamaxabiso 10.9% ngokweenkcukacha ezibonakalayo. Ngelo xesha, imirhumo yemali kwicandelo labucala elingekho semali yanda nge 230% ngonyaka ngamnye, ngokwamaxabiso e-nominal, nto leyo ebonakalisa ukukhula okwenene 60.1%. Kwimali yangaphandle, iidipozithi kunye nemali mboleko kwicandelo labucala elingekho kwezemali zibonise ukwanda okukhulu 2024, 118.9% y.o.y. kunye 187.9% y.o.y., ngokwahlukeneyo. Bona: "Ingxelo yeMali yenyanga kaDisemba 2024" Informe Monetario Mensual Diciembre 2024. (14) Iinkonzo zebhanki eziphathwayo nezenethiwekhi ziquka ukuhanjiswa kwemali ("ukudluliselwa kwangoko" kokushukumisela) phakathi kwabantu ngabanye kunye nabantu abasemthethweni ngaphakathi nangaphakathi kweenkqubo ezilawulwa yiRed Link, iNewpay neCOELSA. Iquka ukuhanjiswa kwee-akhawunti ezenziwa nge-Home Banking (HB), Mobile Banking (MB) kunye ne-Corporate Internet Banking (BEE) ngemali yasekhaya. Ukudluliselwa ngaphakathi kweso sikhokelo mali, ngaphakathi kwe-PSPCP enye, kunye neentlawulo ngokudlulisela akubandakanyi. https://www.bcra.gob.ar/PublicacionesEstadisticas/Informe-pagos-minoristas.asp (1) Outstanding deposits are private sector deposits. Outstanding loans are loans provided to the private sector. (2) Other deposit takers include non-bank financial entities supervised by the central bank. (3) Number of loan accounts includes all private sector accounts. Also includes non-financial public sector accounts. (4) The information provided about Small and Medium Enterprises (SMEs) is based on Argentina's definition of SMEs. This definition is detailed in the local regulation "Determining whether a company is a micro, small or medium enterprise” (“Determinación de la condición de micro, pequeña o mediana empresa”), which is published in www.bcra.gov.ar, menu “Regulations / Updated Texts”. Insurance corporations data is provided by National Security Superintendence (“Superintendencia de Seguros de la Nación”). (5) Credit unions and financial cooperatives do not have deposits or loans from or with SME starting in 2006. (6) According to the authorities, mobile money service providers, deposit taking microfinance institutions (MFIs), other financial intermediaries, and non-deposit taking MFIs are not under the Central Bank scope (according to Law 21.526). (7) Number of depositors: For joint accounts, only one depositor is counted. Source: COELSA (Compensadora Electrónica S.A.) and AFIP (Administración Federal de Ingresos Públicos). the registers without assigned gender are distributed proportionally according to the data of male borrowers and female borrowers (8) The distribution of the number of household sector deposit accounts by gender is based on a different source of information than the aggregated data. The number of household sector deposit accounts is obtained from a survey carried out by the Central Bank to all financial entities, while the proportions by gender are estimated based on data from COELSA and AFIP. (9) The distribution of the number of borrowers of the household sector by gender is estimated based on BCRA Financial System Debtors Databese (CENDEU) and AFIP data. The registers without assigned gender are distributed proportionally according to the data of male borrowers and female borrowers. In case of joint borrowing, only one borrower is counted. (10) The distribution of outstanding loans of the household sector by gender is estimated based on BCRA Financial System Debtors Databese (CENDEU) and AFIP data. The registers without assigned gender are distributed proportionally according to the data of male borrowers and female borrowers. In case of joint loans, only one debtor is counted. In 2019 the last entity that was in the category "credit unions and cooperatives" changed its characteristics and became a financial company. It now belongs to "Other deposit takers". (11) Non-branch Retail Agent Outlets: There ir a risk of multiple counting: one same agent can act on behalf of different financial institutions (12) Assets: Outstanding Loans Previous to 2013, data on households that were SME, weren´t able to be distinguished, this led to households data with SME included. From 2013 onwards, data from a different source is available with the disagregattion in household sector identifying if its SME or not. There is a small percentage that is not classified, this was included in household sector. (13) During 2024, there was an increase in loans and deposits in domestic currency in real terms, as well as in foreign currency. Consumer prices (INDEC National CPI) recorded a year-on-year increase of 117.8% in 2024 (y.o.y. change as of Dec-24). The monthly average of daily balances of private sector deposits rose by 128% y.o.y. in nominal terms, and by 10.9% in real terms. At the same time, loans to the non-financial private sector increased by 230% y.o.y. in nominal terms, which represented a real growth of 60.1%. In foreign currency, deposits and loans to the non-financial private sector also showed significant increases in 2024, of 118.9% y.o.y. and 187.9% y.o.y., respectively. See: “Monthly Monetary Report December 2024” Informe Monetario Mensual Diciembre 2024. (14) Mobile and internet banking includes money transfers (“push” immediate transfers) between individuals and legal entities within and between the systems managed by Red Link, Newpay, and COELSA. It covers transfers made through Home Banking (HB), Mobile Banking (MB), and Corporate Internet Banking (BEE) in domestic currency. Transfers within the same financial institution, within the same PSPCP, and payments via transfer are not included. See the Report and Excel file on retail payment methods: https://www.bcra.gob.ar/PublicacionesEstadisticas/Informe-pagos-minoristas.asp
Uhlobo lokuguqulwaInomboloNUM
IyunithiInomboloNUM
Icandelo elichaseneyoIinkampani ezifaka imali, ngaphandle kwebhanki esemazantsiCOMBANK
IsikaliIiyunithi0
Ixesha2004 - 2025
UrhulumenteAkukhethwanga
Iimeko zoqoqoshoAkukhethwanga
ImfazweAkukhethwanga
Intlekele yendaloAkukhethwanga
UbhubhaneAkukhethwanga
Isiganeko/ingoziAkukhethwanga
I-URL yomthombo wedathahttps://data.imf.org/en/datasets/IMF.STA%3AFAS